ONLINE DOLLAR STRATEGIES PRIVACY POLICY

**Last Updated: May 14, 2026**

Dollar Strategies ("the Company," "we," "us," or "our") is committed to protecting your privacy and treating your information with care. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (https://dollar-strategies.com), purchase our financial coaching services, or use our digital products, including the "Invest Easy" book and the "Invest Easy Wealth Builder Dashboard™."

We aim to comply with applicable privacy laws, including the General Data Protection Regulation (GDPR) and UK GDPR where they apply, and U.S. state privacy laws such as the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). If something in this Policy feels confusing, email us—privacy should feel clear and doable, not overwhelming.

1. INTRODUCTION: OUR COMMITMENT TO PRIVACY AND DATA PROTECTION

We believe you deserve to know (1) what data we collect, (2) why we collect it, and (3) the choices you have. We collect only what we need to run our business, provide your coaching and digital products, and improve the experience over time.

This Privacy Policy covers information collected online and offline, including through:
* our website,
* our checkout/payment pages (handled by third-party processors),
* email, forms, and customer support communications,
* coaching sessions and related notes,
* our digital tools and downloads (including spreadsheets and dashboards).

2. DATA COLLECTION: INFORMATION WE COLLECT

We collect information that identifies, relates to, describes, or could reasonably be linked, directly or indirectly, with a particular consumer or household ("Personal Data").

 A. Information You Provide to Us 

***Contact Data: Name, email address, mailing address, and phone number.


* **Coaching/Financial Goals Data:** Information you choose to share about your financial goals, budgeting habits, debt situation, income ranges, investing interests, and related context during coaching, via forms, or when using our tools.


* **Account/Order Data:** Purchase history, product access details, customer service messages, and related records.


* **Payment Information (Processed by Third Parties):** We do not store full credit card numbers. Payments are processed through secure third-party payment processors (for example, Stripe and PayPal), and we receive limited information such as confirmation of payment, billing details, and transaction IDs.


* **Marketing and Communications Data:** Your preferences for receiving marketing from us and your communication preferences.

B. Information Collected Automatically


* **Usage Data:** IP address, browser type, operating system, referring URLs, device information, pages viewed, and general website interaction data.


* **Cookies and Similar Technologies:** We may use cookies, pixels, and similar tools to help the site work, remember preferences, understand site traffic, and improve performance.

3. PURPOSE OF PROCESSING: HOW WE USE YOUR INFORMATION

  • We use your Personal Data to:
    * Provide and deliver financial coaching services and educational content.
    * Provide access to and support for our digital products (including downloads and dashboards).
    * Process transactions, send confirmations and invoices, and handle refunds (when applicable).
    * Communicate with you about your purchases, updates, and support requests.
    * Send newsletters, promotions, and announcements (you can opt out any time).
    * Improve our website, offers, content, and customer experience.
    * Maintain safety, prevent fraud, and protect our rights, customers, and business.

4. AI DISCLOSURE (INCLUDING AI-ASSISTED COACHING AND DOCUMENT GENERATION)

To help us work faster and serve you better, some data may be processed using AI-assisted tools, including internal tools like “Linda the Legal Associate,” to support things like:
* coaching support and summarizing intake information you provide,
* drafting or improving educational materials and templates,
* generating or refining documents and workflows.

We use AI tools in a way that is designed to protect confidentiality and limit access. We follow strict security protocols and only provide the minimum information reasonably needed for the task. We do not use AI tools to make final decisions that produce legal or similarly significant effects about you (for example, decisions about eligibility, credit, employment, or insurance) without human review.

5. LAWFUL BASIS FOR PROCESSING (GDPR/UK GDPR)

If you are located in the EEA or UK, we process your Personal Data under the following legal bases (depending on the context):

  • Performance of a Contract: To provide coaching services or digital products you have purchased and to administer your account/orders.
  • Consent: Where you have given clear consent for a specific purpose (for example, subscribing to a newsletter, non-essential cookies where required, or certain marketing).
  • Legitimate Interests: To improve our services, maintain security, prevent fraud, and run our business efficiently—so long as those interests are not overridden by your rights.
  • Legal Obligation: To comply with applicable laws (including tax and accounting rules).

6. COOKIES (SIMPLE ACCEPT/REFUSE + 6-MONTH CHOICE MEMORY)

We use cookies and similar technologies to make the site work smoothly, remember your preferences, and understand how the site is used.

A. Your Choices: Accept or Refuse Where required (including in the EEA/UK), we provide a cookie banner that lets you **Accept** or **Refuse** non-essential cookies. Essential cookies may still be used because they’re required for basic site functionality and security.

B. 6-Month Choice Memory: If you make a selection on the cookie banner, we will remember your choice for **6 months** (unless you clear cookies or update your preferences sooner). After that, we may ask again.

C. Cookie Categories
***Essential Cookies:** Needed for the website to function and for security.
***Analytics Cookies:** Help us understand what’s working so we can improve.
***Marketing Cookies:** Used to measure campaigns and deliver more relevant content/ads (where used).

D. “2026 EU Digital Omnibus” Note: We aim to follow applicable EU requirements and guidance on consent choices being clear, easy, and respected (including an easy “refuse” option and honoring your choice).

You can also control cookies through your browser settings. If you disable cookies, parts of the website may not function properly.

7. DATA SHARING AND DISCLOSURE

We do not sell your Personal Data. We also do not “share” Personal Data for cross-context behavioral advertising as defined under certain U.S. laws (like the CPRA).

We may share information with:
* **Service Providers:** Vendors who help us run the business (for example, payment processors like Stripe/PayPal, email tools, hosting providers, analytics providers, and customer support tools). They may access Personal Data only to perform services for us and must protect it.
* **Professional Advisors:** Lawyers, accountants, auditors, and insurers.
* **Legal Requirements:** If required by law or in response to valid requests by public authorities (for example, a court order).

8. DATA TRANSFERS (U.S. ↔ EU/UK) AND THE DATA PRIVACY FRAMEWORK

Dollar Strategies is located in the United States, and information we collect may be processed in the U.S. and other countries where our service providers operate.

For transfers from the EEA/UK/Switzerland to the United States, we use appropriate safeguards, which may include:

  • relying on the **EU-U.S. Data Privacy Framework** (and the UK Extension and Swiss-U.S. framework where applicable) when a recipient is certified; and/or
  • using **Standard Contractual Clauses (SCCs)** and other measures designed to protect your data.

9. DATA RETENTION

We keep Personal Data only as long as needed for the purposes described in this Policy, unless a longer retention period is required or permitted by law.

Typically, coaching client data is retained for the duration of the coaching relationship plus seven years for tax, accounting, and legal defense purposes, unless we need it longer for a specific legal reason.

10. USER RIGHTS AND CHOICES (GDPR/CCPA)

 A. EEA and UK Rights (GDPR/UK GDPR)
If you are a resident of the EEA or UK, you may have the right to:

***Access** your Personal Data.
***Rectify** inaccurate or incomplete Personal Data.
***Erase** your Personal Data (in certain situations).
***Restrict** processing (in certain situations).
***Data Portability** (in certain situations).
***Object** to processing (including certain direct marketing).
***Withdraw Consent** at any time where processing is based on consent.

You also have the right to lodge a complaint with your local data protection authority.

B. U.S. State Rights (Including CCPA/CPRA) Depending on your state of residence (including California), you may have the right to:
* **Know/Access:** Request details about the personal information we collect, use, and disclose.
* **Delete:** Request deletion of personal information (subject to legal exceptions).
* **Correct:** Request correction of inaccurate personal information.
* **Opt-Out:** We do not sell your Personal Data, and we do not share it for cross-context behavioral advertising as defined under CPRA.
* **Non-Discrimination:** We will not discriminate against you for exercising your privacy rights.

C. How to Exercise Your Rights
Email us at "[email protected]". To protect you, we may need to verify your identity before completing your request.

11. SECURITY: HOW WE KEEP DATA SAFE

We implement reasonable technical and organizational safeguards designed to protect Personal Data, including access controls, secure storage practices, vendor diligence, and limiting access to those who need it for business purposes.

No online system can be guaranteed 100% secure. If you believe your interaction with us is no longer secure, please contact us right away.

Secure Coaching Dashboard & Data Handling

Dollar Strategies utilizes a secure coaching dashboard to facilitate session scheduling, progress tracking, and document sharing. While we employ industry-standard security protocols to protect your data, the dashboard is specifically intended for sharing financial progress metrics, such as debt totals, savings balances, and payday schedules as outlined in the Budget Workbook.

Prohibited Information: Users are strictly instructed NOT to upload, post, or share highly sensitive personal identifying information (PII) on the dashboard, including but not limited to:

  • Full Social Security Numbers
  • Full Bank Account or Credit Card Numbers
  • Physical Home Addresses

Dollar Strategies advises all users to exercise caution and avoid sharing any sensitive personal identifiers that are not strictly necessary for financial coaching purposes.

12. CHILDREN’S PRIVACY

Our services are not intended for individuals under the age of 18. We do not knowingly collect Personal Data from children. If we become aware that we have collected Personal Data from a child without verification of parental consent, we take steps to remove that information from our systems.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices or for operational, legal, or regulatory reasons. We will post the updated Privacy Policy on this page and update the "Last Updated" date.

14. CONTACT US

If you have any questions about this Privacy Policy or want to exercise your privacy rights, contact us at:

Dollar Strategies
Email: [email protected]
Website: https://dollar-strategies.com
Attn: Privacy Officer </legal-document-to-update>